Condos for Sale in Cozumel

Yes. Inside the 50-km coastal restricted zone — which includes Cozumel — foreign buyers hold property through a fideicomiso, a renewable bank trust regulated by Mexican federal law. The buyer is the sole beneficiary and has full rights of use, sale, and inheritance.

Nothing legal — in Cozumel the terms are interchangeable: both mean a unit inside a multi-unit residential building under a condominium ownership structure. "Apartment for sale" is the wording many North American buyers search with; "departamento" is the Spanish equivalent. Every apartment-style unit in this catalog is listed as a condo.

Entry-level condos start around $180,900 USD. Most active inventory sits between $180K and $400K USD; oceanfront luxury units routinely sell above $500K USD.

Closing costs for a foreign buyer in Mexico total approximately 6–8% on top of the purchase price. This covers the fideicomiso setup, the notario público fee, the public registry tax, and a one-time property acquisition tax (ISAI).

Cozumel condos in well-located developments commonly produce gross short-term-rental yields of 8–12% annually. Net yields after HOA fees, taxes, and management run 6–10% in most reasonably-managed units. The strongest performance is in 1- and 2-bedroom units inside complexes with pools and walkable beach access.

Direct mortgage financing for foreign buyers is limited in Mexico. The two practical paths are: (1) financing raised in your country of residence (HELOC, refinancing), or (2) developer-financed staged payments during construction, which is the dominant model in pre-construction inventory in Cozumel.

Yes, indirectly. Property ownership above a threshold (~$340K USD as of 2026) qualifies you for the Mexican temporary or permanent residency visa under the economic-solvency criterion. The application is filed at a Mexican consulate in your country of residence.